Effective 04/01/08| Loan Interest Rate Schedule ** | |||
| Payroll Deduction ** | Monthly Payments | Term of Loan | |
| Loans Secured By: | |||
| Deposits | 2.00 % | Over current dividend rates | |
| Personal Electronics | 7.50 % | 7.75 % | 3 Years |
|
Autos & Trucks * |
|||
| Model Years 2007 and Newer | 5.74 % | 5.99 % | 3 Years |
| 5.99 % | 6.24 % | 4 Years | |
| 6.24 % | 6.49 % | 5 Years | |
| 7.49 % | 7.74 % | 6 Years | |
| Model Years 2006 and Older | 6.74 % | 6.99 % | 3 Years |
| 6.99 % | 7.24 % | 4 Years | |
| 7.24 % | 7.49 % | 5 Years | |
| 8.74 % | 8.99 % | 6 Years | |
| **Rate listed above for
Payroll Deduction already includes .25% deduction in
rate.** Earn an additional 0.25 % off for
financing 80% or less of the value of the vehicle.
You may qualify for additional deductions, contact the credit union for details. For relationship pricing, the more you have the more you save! $15,000
minimum loan amount needed for financing for 5 years |
|||
| Payroll Deduction ** | Monthly Payments | Term of Loan | |
| Boats / Motorcycles / Off-Road Vehicles * | |||
| Current Model Year | 7.74 % | 7.99 % | 3 Years |
| 7.99 % | 8.24 % | 4 Years | |
| 8.24 % | 8.49 % | 5 Years | |
| 9.49 % | 9.74 % | 6 Years | |
| Prior Model Year | 8.74 % | 8.99 % | 3 Years |
| 8.99 % | 9.24 % | 4 Years | |
| 9.24 % | 9.49 % | 5 Years | |
| 10.74 % | 10.99 % | 6 Years | |
| **Rate listed above for
Payroll Deduction already includes .25% deduction in rate.** Earn
an additional 0.25 % off for
financing 80% or less of the value of the vehicle.
You may qualify for additional deductions, contact the credit union for details. For relationship pricing, the more you have the more you save! $15,000
minimum loan amount needed for financing for 5 years |
|||
| Payroll Deduction ** | Monthly Payments | Term of Loan | |
| Motor Home / RV * | |||
| Current Model Year | 7.74 % | 7.99 % | 5 Years |
| 7.99 % | 8.24 % | 7 Years | |
| 8.24 % | 8.49 % | 10 Years | |
| Prior Model Year | 8.74 % | 8.99 % | 5 Years |
| 8.99 % | 9.24 % | 7 Years | |
| 9.24 % | 9.49 % | 10 Years | |
| **Rate listed above for
Payroll Deduction already includes .25% deduction in rate.** Earn
an additional 0.25 % off for
financing 80% or less of the value of the vehicle.
You may qualify for additional deductions, contact the credit union for details. For relationship pricing, the more you have the more you save! $15,000
minimum financed for 5 years |
|||
| 100% - Home Equity | Prime + 1.75 % | Plan A | |
| 80% - Home Equity | Prime | Plan B | |
| Unsecured Loans: | |||
| ***Line of Credit | as low as | 9.99 % | |
| VISA Card | as low as | 9.90 % | |
| Home Improvement | 9.50 % | 9.75 % | 5 Years |
* Earn 0.25 % off for 80% or less financing. You may qualify for additional deductions, contact the credit union for details.
** Your Annual Percentage Rate and daily periodic rate may vary according to your credit rating and could be higher than the stated rate. Please ask our staff for details on how your rate is determined.
*** Applies to any new advance or Line of Credit loan.
All loan rates are subject to change without notice to reflect current market conditions.
MV (Market Value)
SHARE
DIVIDEND
RATES
effective 03/31/08
| Type of Account | APR Rate | **APY Rate |
| Share Savings, IRA's, and Money Market Accounts with balances $1,000.01 - $5,000.00 | .25% | .25% |
| Share Savings, IRA's, and Money Market Accounts with balances $5,000.01 - $25,000.00 | .50% | .50% |
| Share Savings, IRA's, and Money Market Accounts with balances $25,001.00 - $100,000.00 | .75% | .75% |
| Share Savings, IRA's, and Money Market Accounts with balances $100,001 and above | 1.00% | 1.00% |
| Checking Accounts with balances $5,000.00 and above | .25% | .25% |
| Contact the Credit Union for Certificate Rates. |
*Traditional,
Education and Roth Accounts are offered
Deposit rates subject to change without notice to reflect market
conditions.
** APY assumes that the principal and interest credited will remain on
deposit.
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Last Updated: 07/18/08
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